Insurance is like a myth. From one tiny seed of reality, a fairytale the size of 1000 giant sequoias has sprung up. Information is blocked from view. Surely, you’ve noticed every the giant, sequoia-like buildings are owned by banks and insurance companies. Where do they purchase each that cash? How much money do the executives make? Who pays for it all? Grab a mirror. “Magic mirror on the wall, who’s the leading sucker of them each? What’s that you said? The Masses!”
Insurance is yet another unquestioned social reflex. You simply pay for it. You must. The banker insists you have to acquire insurance or you don’t buy the loan. Your government orders you to pay for auto insurance at several cost. Hence, it should be actually great for you. Hell, why not stock up on several of the non-mandated insurances because well? You be able to’t have too much of a excellent thing. Can you?
Somewhere inside the dark, murky corners of our minds we hide our thoughts. Like The Emperor’s New Clothes, no one screams out, “But he has nothing on!” or “Hey, this is simply bullshit!” You are not alone in the darkness. We every believe it. So you are no longer scared to talk, here are several of those underground thoughts voiced out loud for the first time:
1) If I tell out against insurance, I will be jinxed. My home will surely burn to the ground and I will look like a moron.
2) If I tell out against insurance, any pecker-head who heard me will have an accident and sue me because folks are not responsible for their own choices.
3) Insurance is betting against myself. Why would I bet against me?
4) If insurance companies be supposed to charge such high premiums because they’re losing so much in payouts, how do they afford each those big buildings?
5) What do insurance companies sell? Air? Promises they intend to deny via tiny print? Contracts? Wouldn’t I rather acquire an IHOP franchise using that money?
6) If government represents the people, why do they make me, a public, a criminal when I cannot afford auto insurance to buy to work and feed my family?
7) How much inside dollars and perks do insurance lobbyists put into the pockets of politicians?
Do I actually require trip-cancellation insurance? Why would I buy a dream trip, and then bet on my canceling it at the last moment?
9) If I put each the money I spend on insurance into the bank or toward building success, how much cash would I have for coping using my problems on my own terms?
10) If I get the extended warranty, will I remember I have it or be able to find it when my widget explodes?
11) Shouldn’t companies make quality widgets that last three years inside the first place?
12) And finally, did Jennifer Lopez truly insure herself for hundreds of millions of dollars? What? She is already rich. The agent who sold this policy is phenomenal.
Yes, we every know the system is way out of hand! The blame lies with insurance companies, greedy bankers, spineless politicians and using the Masses unquestioningly supporting these absurdities. All frivolous lawsuit provides government an excuse for mandating citizens be protected from themselves via costly insurances and removal of individual freedoms.
Before long, we will be required to carry Coffee-Burn riders on auto insurance and Cell- Phone–Earring-Tear addendums on HMOs. At present Sleeping Beauty would have sued the castle owner (a.k.a. Dad) for that prick on the finger, lost wages from the coma and for trauma from the scar. Uninsured sewing needles would be outlawed throughout the kingdom.
Using a system this out of control, how do you protect yourself? You cut the fat. Quit betting against yourself. Consider about all those different types of insurance. Stop buying out of reflex and choose for yourself what you be able to kick to the curb. Think the kind out there and what you truly be supposed to have.
Life Insurance is for betting you will die such a loser that you be able to’t acquire your own funeral or leave your kids some inheritance. More Car Insurance–How much you betting that you will crash? Not to mention, homeowner’s, mortgage, trip cancellation, emergency evacuation, unemployment, boat, credit card, business interruption, earthquake, disability, dental, smoker, expatriate, backpack traveler, winter sports, flood, warranty and health insurance. The list goes on.
Here is a new monument to the ludicrous: Terrorist Insurance. It’s even pushed at Art Gallery Owner’s inside isolated communities of the Northern Magnificent Plains. And, why not? No doubt Osama is crouching in an Afghan cave valid now, plotting to rid the world of those pesky Remmington Cowboy bronzes.
Insurance agents prey upon these fresh fears like snakes on wounded mice. Apparently, companies choose to terrorize you into buying coverage. Another possibility is a rebel SCUD aimed for Mount Rushmore may perhaps slam into a Canada Goose and go askew. It sucks when this happens! No doubt your goat ranch in Chug Water, Wyoming is in eminent danger from this probable chain of events. Possibly, you be supposed to add a specific ‘Unpasteurized-Cheese Addendum’ to your Terrorist Policy. Call your agent now and ask them. See if they will sell you one.
The odds of you dying of a mosquito bite are better than the odds you will die at the hands of a terrorist. Well, crap! The government better permit companies to need we every carry Mosquito Insurance. Maybe you be able to get a DEET price cut! Greater ever; why not turn above each our bothersome responsibility, like freedom and privacy, to the Feds. Then good ol’ Uncle Sam be able to protect citizens from the winged menaces that haunt our very souls.
Congress may raise taxes to fund Bug Inspectors. Their job would be to comb through your private life, home and property seeking freestanding water. They would not look for anything else (roll eyes here). Still cancer and glaucoma patients may perhaps choose to keep the baggies away from the birdbath.
Speaking of cancer, the Air Force might spray us every from higher than using a perfectly “safe” mixture of insecticides called Agent Tan. Coincidently, that day your governor vacations far away. Is there anybody inside his or her valid mind who would elect an insurance salesman to people office? Of course, both politicians and insurers are selling you hot air, so maybe it is a match made inside H…
A extremely few insurances are quality buying, such since liability insurance for cars and factual estate. Once you have something to lose, it’s a sure bet a few lazy troll using an entitlement-mentality will try to sue you. In this case, you want the giants on your side. Insurance companies provide lawyers to run evil tiny trolls back under their bridges.
Insurance prices in America are out of control. The wide size of insurance the bureaucracy would have us believe we cannot live with no is genuinely insulting. Buying all the coverage companies would have you believe you require wastes thousands of your dollars each year. Look higher than policies and eliminate what you can. Insurance is simply legalized gambling. If you are betting against yourself, how be able to you take a gamble on yourself? Pursue your dreams instead!
